- Make it happen today, with our Basics Low Rate Home Loan Offer:
- Owner Occupier
- Principal & Interest
- LVR 60%
The Basics Low Rate Home Loan Offer is a discount of 3.19% off our Basics Home Loan standard variable rate.
Maximum LVR is 95% of the property value. Rates published here apply to a loan with 60% LVR. For loans with higher LVRs, contact one of our Relationship Managers for a rate.
Our Basics Low Rate Home Loan Offer awarded Best Refinance Home Loan in 2024 by RateCity.
Awarded Low Cost Home Loan, Expert Choice Award 2024 by Mozo.
Key Features
- The discount is available for the life of the loan^
- Low ongoing variable interest rate
- Weekly, fortnightly or monthly repayments
- Automatic repayment
- Ability to make extra repayments
- Redraw facility
- Loan portability available
So, for a better deal on your home loan:
- Learn more about your borrowing capacity by visiting our tools and calculators page
- Contact one of our Relationship Managers for more information.
- Visit or call your nearest branch (NSW and VIC)
Things you need to know:
*The Basics Low Rate Home Loan Offer of 5.60% represents a discount of 3.19% off our Basics Home Loan standard variable rate. ^The discount of 3.19% is available for the life of the loan. This offer is for new customers to the Bank and for customers of the Bank purchasing a new owner occupier property. You may avail of this offer if you have approached the Bank directly, not through a referrer (paid or otherwise). This offer can be withdrawn at any time at the Bank's discretion. Rates are subject to change without notice.
WARNING: The comparison rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
This calculator provides the approximate repayment amount required on a monthly, fortnightly or weekly basis. Simply enter a loan amount, a loan term and an annual interest rate and press the 'Calculate' button.
This calculator provides the approximate years and months it will take to repay a loan. Simply enter a loan amount, a regular repayment and an annual interest rate and press the 'Calculate' button.
Provides an approximate loan amount based on a regular repayment. Simply enter a regular repayment amount, an annual interest rate and a loan term and press the 'Calculate' button.