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Don't just dream about your home

Don't just dream
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  1. Home
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  3. Home Loans
  4. Dont just dream

As the COVID-19 situation continues to evolve, our NSW Branches will temporarily be operating at reduced hours from 4 January 2021, for the added safety of our staff and customers. Learn more.

You can now tap and go with your Visa Debit Card for purchases up to $200. Click here to learn more.

We're excited to announce the introduction of our new brand name, abal banking. Read more about the change and what it means for you, here.

Downloading our mobile app? A friendly reminder to only use the App Store or Google Play. Click here for more details on mobile security.

In the market for a home loan? Learn more about our home loan products by clicking here.

We're a bank for the community. Learn more about our community initiatives by clicking here. 

  • About this loan
  • Calculators
Don't just dream about your home

Make it happen today, with our Basics Low Rate Home Loan Offer:

  • Owner Occupier
  • Principal & Interest 
  • LVR 60%

The Basics Low Rate Home Loan Offer is a discount of 2.44% off our Basics Home Loan standard variable rate. The 2.60% interest rate and 2.74% comparison rate are inclusive of this discount.

Maximum LVR is 95% of the property value. Rates published here apply to a loan with 60% LVR. For loans with higher LVRs, contact one of our Relationship Managers for a rate.

Key Features

  • The discount is available for the life of the loan^
  • Low ongoing variable interest rate
  • Weekly, fortnightly or monthly repayments
  • Automatic repayment
  • Ability to make extra repayments
  • Redraw facility
  • Loan portability available

So, for a better deal on your home loan:

  • Learn more about your borrowing capacity by visiting our tools and calculators page
  • Contact one of our Relationship Managers for more information.
  • Visit or call your nearest branch (NSW and VIC)
Interest rate
2.60% p.a.
Comparison Rate
2.74% p.a.
Rates current as of: 2 December 2020

Things you need to know:

*The Basics Low Rate Home Loan Offer of 2.60% represents a discount of 2.44% off our Basics Home Loan standard variable rate. ^The discount of 2.44% is available for the life of the loan. This offer is for new customers to the Bank and for customers of the Bank purchasing a new owner occupier property. You may avail of this offer if you have approached the Bank directly, not through a referrer (paid or otherwise). This offer can be withdrawn at any time at the Bank's discretion. Rates are subject to change without notice.

WARNING: The comparison rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

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How much will I need to repay this loan?

This calculator provides the approximate repayment amount required on a monthly, fortnightly or weekly basis. Simply enter a loan amount, a loan term and an annual interest rate and press the 'Calculate' button.

year(s)
%
How long will it take to repay this loan?

This calculator provides the approximate years and months it will take to repay a loan. Simply enter a loan amount, a regular repayment and an annual interest rate and press the 'Calculate' button.

per Month
%
years months
How much can I borrow?

Provides an approximate loan amount based on a regular repayment. Simply enter a regular repayment amount, an annual interest rate and a loan term and press the 'Calculate' button.

per Month
years
%
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Important information

To the extent that any material on this page could be construed as general advice, it has been prepared without taking into account your objectives, financial situation or needs. Before acting on this information, consider whether it is right for you. A Product Disclosure Statement (PDS) is available on this website, and should be considered before making any decision.

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