• Don't just dream about your home

    A Special Offer

    Get moving today with our Basics Low Rate Home Loan Offer:

    • Owner Occupier
    • Principal & Interest 
    • LVR 60%

    Key Features

    • Low ongoing variable interest rate
    • Weekly, fortnightly or monthly repayments
    • Automatic repayment
    • Ability to make extra repayments
    • Redraw facility
    • Loan portability available
    • LVR options up to 95% are available
    Interest rate
    5.75% p.a.
    Comparison rate
    5.88% p.a.
  • Home Loans

    A Special Offer

    Make your next move with our Essentials Low Rate Home Loan Offer:

    • Owner Occupier
    • Principal & Interest 
    • Maximum LVR 60%

    Key Features

    • 100% Offset Account available
    • Low ongoing variable interest rate
    • Weekly, fortnightly or monthly repayments
    • Automatic repayment
    • Ability to make extra repayments
    • Redraw facility
    • Loan portability available
    Interest rate
    5.90% p.a.
    Comparison rate
    5.94% p.a.
  • Fixed Rate Home Loans

    Our Fixed Rate Home Loan gives you the best of both worlds. Start with a low fixed interest rate for the first one to five years, then revert to our variable Basics Home Loan interest rate for the rest of your loan. Protects you from ongoing interest rate rises, while giving you the added security of consistent repayments during the first phase of your loan.

    • Owner Occupied
    • 2 year rate below

    Click learn more for more owner occupier rates and investment options.

    Key features

    • Fixed interest rate for the first 1 to 5 years
    • Weekly, fortnightly or monthly repayments
    • Automatic repayments
    • Loan portability available
    Interest rate
    5.95% p.a.
    Comparison rate
    7.46% p.a.
  • The Basics Home Loan

    This is our most simple variable rate home loan, designed to make borrowing for your home as affordable as possible. If you need all the basics, with a competitive rate, then take a closer look at The Basics Home Loan.

    Key Features

    • Low ongoing variable interest rate
    • Weekly, fortnightly or monthly repayments
    • Automatic repayment
    • Ability to make extra repayments
    • Redraw facility
    • Loan portability available
    Interest rate
    9.29% p.a.
    Comparison rate
    9.42% p.a.
  • Essentials Home Loan

    A competitive interest rate without being locked into a fixed rate for a set term. Offers you complete repayment flexibility and a full range of features.

    Key Features

    • Variable interest rate
    • Weekly, fortnightly or monthly repayments
    • Redraw facility
    • Ability to make extra repayments
    • Automatic repayments
    • Loan portability available
    • 100% linked offset account available
    Interest rate
    9.39% p.a.
    Comparison rate
    9.44% p.a.
  • Bridging Loan

    It’s not easy moving between homes or waiting for construction on your new dream home to finish. At Arab Bank Australia we know the hardships that goes with relocating and have created a Bridging Loan to assist you through the difficult times.

    Key features

    • Variable interest rate
    • Weekly, fortnightly or monthly repayments
    • Ability to make extra repayments
    • Automatic repayments
    • Loan portability available
    Interest rate
    10.40% p.a.
    Comparison rate
    10.47% p.a.

 

The comparison rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

Keeping  your property insured 
Obtaining and keeping, your property insurance up-to-date is important and ensuring your mortgaged property is adequately insured for the life of the loan. Insurance protects you against unforeseen risks. You should check with your insurance provider to ensure that your cover is current and adequate. 

For information on property insurance, you can visit the Australian Securities and Investments Commission’s MoneySmart website.