Standard Variable Rate Home Loan Print E-mail

A competitive interest rate without being locked into a fixed rate for a set term. Offers you complete repayment flexibility and a full range of features.

Standard Features

Minimum Amount
$50,000
Maximum Amount
95% of the value of the property
Mortgage insurance
Required if amount borrowed is more than 80% of the value of the property

  

Key Features

  • Variable interest rate
  • Weekly, fortnightly or monthly repayments
  • Redraw facility
  • Ability to make extra repayments
  • Automatic repayments
  • Repayment 'holidays' available if required
  • Loan portability available

 

Is this loan right for you?

The Variable Rate Home Loan offers you all the features and flexibility you need to pay off your loan as quickly as you like.

Because the interest rate varies, the interest applied to your loan will increase or decrease according to movements in official market rates. If rates fall, you can reduce your repayment amount, or keep it unchanged and get ahead of your repayment requirements. The choice is yours.

You have total repayment flexibility - make as many additional repayments as you wish, and pay your loan off as fast as you like.

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Warning: Different amounts and terms will result in different Comparison Rates (download schedule). Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

To learn more about our Home Loans or for information on how to apply, please contact one of our experienced Relationship Managers or Retail Relationship Managers, who are more than happy to visit you when you are free, whether at home or work.

All applications for loans are subject to Arab Bank Australia Limited's normal credit approval criteria. Lenders' Mortgage Insurance is required on loans above 80% of the property's value that is offered as security. Terms and Conditions apply. Fees and charges apply. To the extent that any material on this page could be construed as general advice, it has been prepared without taking account of your objectives, financial situation or needs. Because of this, before acting on any advice, you should consider its appropriateness, having regard to your objectives, financial situation and needs.
 
To the extent that any material on this page could be construed as advertising or promotional material for our products, a Product Disclosure Statement (PDS) is available on this website, and should be considered before making any decision on these products.